Terms and Conditions

Last updated: 26 September 2025

This is a translation for convenience. The Indonesian version is the legally binding one.

Acceptance

By accessing and using the Lunarium Labs WhatsApp chatbot (the “Service”), you agree to these Terms and Conditions. If you do not agree with any part of them, please do not use the Service.

Scope of the Service

We provide summaries of fundamental data, IPO prospectuses and issuers' public documents for educational purposes. The information shown is not personal investment advice.

Prohibited Use

  • Using the Service for illegal or misleading activity.
  • Distributing harmful, offensive or unethical content.
  • Attempting to access, modify or damage the system without permission.

Privacy and Personal Data

Every interaction is subject to our Privacy Policy. By using the Service, you permit us to process data in accordance with that policy.

Limitation of Liability

  • We do not guarantee the timeliness or completeness of all data.
  • Every investment decision is the user's own responsibility.
  • Any resulting loss or financial consequence is not the responsibility of Lunarium Labs.

Changes to the Service

We may update features and terms at any time. Significant changes will be announced through the chatbot or other official channels.

Governing Law

This document is governed by the laws of the Republic of Indonesia. Disputes will be resolved through the applicable legal mechanisms.

Contact

Questions about this document? Reach us at [email protected].